Media and events

The EU’s AI Act has now entered its critical implementation phase. For the consumer credit industry, maintaining a clear and workable distinction between adaptive AI systems and traditional statistical models is essential.

As part of its 2025 Work Programme, the European Commission has announced a comprehensive fitness check of the EU digital acquis. This presents a critical opportunity to promote a more coherent, innovation-friendly regulatory environment that protects consumers while enabling responsible and data-driven financial services.

The European Union is advancing its sweeping overhaul of its anti-money laundering and counter-terrorist financing (AML/CFT) rules. With the establishment of a dedicated supervisory authority, the EU aims to harmonise and strengthen its actions in the area.

Eurofinas remains engaged to ensure the future consumer protection framework remains balanced, proportionate, and fit for purpose, supporting both effective consumer protection and a competitive, innovation-friendly market environment.

FiDA aims to establish a new framework for the sharing of customer financial data beyond the payments sector. Eurofinas remains deeply engaged in the legislative process, continuing to advocate for a measured, evidence-based approach that genuinely promotes innovation.

Following adoption of the CCD, Eurofinas has engaged extensively in negotiations to ensure that the new framework supports both enhanced consumer protection and proportionate